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Bright Future Checking

The power of starting young and free! This youth account1 is designed to grow with your child from middle school to adulthood. Give your child the independence they want with peace of mind knowing you're in control.

Finally, something for the kids

No matter what amazing things your kids end up doing with their lives, they'll need to handle money responsibly. AbbyBank's Bright Future Checking gives them all the tools to jump-start that financial journey. Don't worry, parents - as joint account holders, you'll be able to keep a close eye on things.
  • For children through age 17.
  • There are no maintenance fees or minimum balance requirements.
    Children get a $25 bonus2 credited to the account after their first deposit.
  • Free eBanking, Mobile Banking, and debit card. 
  • As a joint owner, adults have full access to the account to monitor spending and debit card activity with card controls.
  • Adults can transfer funds directly from their account into the Bright Future Checking account.
  • When your child turns 18, the Bright Future Checking account will automatically convert to an eChecking account3 with all the same great features. We're happy to discuss other checking account options should you need it.
  • Checking accounts are subject to credit approval.
Check out our Junior Savings option!

Tech-savvy and youth friendly services

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Elevate your banking experience online.
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Mobile Banking

Keep your finances accessible 24/7.
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Mobile Deposit

Deposit checks on the move.
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Debit Card

Versatile payment option.

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People Pay

Turn your card on or off 24/7.
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People Pay

Pay anyone, anywhere, anytime.
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Mobile Wallet

Contactless payments.
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Personal Finance

Budget, save, succeed.
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Digital Receipts

Never hunt for a receipt again.
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Bill Pay

No stamps, no envelopes.

Common Questions

Parents can easily keep a close eye on their child's finances as joint account holders. Additionally, by downloading the personal AbbyBank app for their child, parents gain access to Card Controls. Within the app, parents can set spending limits, control transaction types, limit geographical regions, and manage merchant types. This not only provides peace of mind but also empowers parents to guide their children towards responsible financial habits.

Opening a Bright Future Checking account is easy! Get started by filling out the joint account application form or contact one of our personal bankers to get started on your child's financial journey.

This account is tailored to help children learn responsible money management. It comes with no fees or minimum balance requirements, ensuring a hassle-free start to their financial education.

AbbyBank is a full-service financial institution with Wisconsin locations in Abbotsford, Appleton, Gresham, Medford, Shawano, Wausau, Weston and Withee.

We do not knowingly collect Personal Information from individuals under the age of 13 who use our website without obtaining consent from a parent or legal guardian. You can learn more about the Children's Online Privacy Protection Act (COPPA) by visiting the Federal Trade Commission's website.
1Must be under the age of 18.
2The bonus will be credited to the account at the first statement cycle after the deposit. There is no minimum amount for the deposit.
3 At account conversion to eChecking, electronic statements are needed to avoid the statement fee.