Why a Youth Checking Account Makes the Perfect Holiday Gift

When it comes to holiday gifts for teens and older kids, it can be tough to find something meaningful —something that won’t end up lost in a pile of tech gadgets, gift cards, or trendy clothes. That’s why more families are looking for practical, lasting gifts, ones that can truly set their kids up for success.

This year, instead of wrapping up another toy or video game, consider giving your child or grandchild something that builds confidence, teaches real-world skills, and lasts long after the holidays: a Youth Checking Account.

parents and young teen daughter putting money in a piggy bank together
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A Gift That Grows With Them

Teens today are more interested in financial independence than ever before. Whether they’re working toward future goals—like a first car—, , managing their first job’s paycheck, or just starting to understand spending and saving, a checking account gives them a safe place to learn and grow.

With AbbyBank’s Bright Future Youth Checking Account, kids age 17 and younger (with a parent or guardian) get access to:

  • A debit card for easy spending and budgeting
  • Online and mobile banking tools
  • Parent account monitoring and support
  • And that $25 bonus for opening a new account
  • Automatic conversion to an eChecking account at age 18 with all the same great features

It’s a simple way to teach confidence, responsibility, and smart money habits.

Why Parents and Grandparents Love It

This account isn’t just great for teens, but a win for families, too. Parents stay in the loop while encouraging independence, and grandparents or relatives can contribute money throughout the year.

Here’s why it makes the perfect holiday gift:

  • Builds financial literacy from a young age
  • Helps teens understand digital banking in a safe, supervised environment
  • Easy to contribute to (family members can deposit birthday or holiday gifts)
  • Teaches real-world habits like budgeting, saving, and spending
  • Encourages open conversations about money between parents and teens
  • Adds peace of mind with card protections and security tools

How to Make It a Gift

Gifting a youth checking account is easier (and more fun) than you might think. Here’s how:

  1. Open the account together at your nearest AbbyBank location.
  2. Add the initial deposit (and AbbyBank will add a $25 bonus!).
  3. Wrap a debit card in a festive card or gift box with a note about their new account.
  4. Share the news with grandparents or relatives. Now they have a place to deposit holiday or birthday money directly.
  5. Pair it with a budgeting journal or fun money-saving challenge for extra excitement.

It’s a great gift they’ll appreciate now, and even more as they grow.

Financial Gifts Are on the Rise

More parents and grandparents are turning to financial gifts like savings accounts, youth checking accounts, and even beginner investments. They’re looking for presents that offer real value and teach lifelong skills.

This trend is heartwarming, because when you give the gift of financial confidence, you’re giving your child a stronger future.

 

Give the Gift of a Bright Future

At AbbyBank, we’re proud to help Wisconsin families raise financially savvy kids. Our Bright Future Youth Checking Account is more than a bank account; it’s a stepping stone to a lifetime of smart money habits.

Stop by your local AbbyBank branch or visit us online to get started. And remember —you’ll get a $25 bonus just for starting your teen’s journey this holiday season.

Open a Bright Future Checking Account Together Today

Quick Recap:

 
  • Great for ages 17 and under
  • Parent/guardian co-ownership required
  • $25 account-opening bonus
  • Debit card and digital tools included
  • Perfect for gifting money from family and friends