Mortgage Options

We know loans. Let us be your partner in the home ownership process! Our Mortgage Loan Officers can take the financing
1 worry off your shoulders. Whatever your unique home situation, we can help! We have various loan options to choose from and your mortgage will be serviced locally by us at AbbyBank.
 
Ready to apply online now? Visit our Mortgage Center to get started! 
 
 
 
 
Already started your application? Return to finish or add more information.
 
 

Pre-Approval

Before you fall in love with your dream home, get pre-approved1!
  • Free and easy
  • Peace of mind knowing what you can afford
  • Gives you the ability to make a purchase offer on the spot
  • Assists in faster mortgage closing
Start the pre-approval process online today!
 
 

Fixed Rate Mortgages

A fixed rate mortgage1 locks in your loan rate for the life of your loan. With several loan terms available, you can feel confident knowing you are getting the best interest rate for your long-term needs and financial situation.
 
  • Variety of loan terms and down payment options
  • Designed for one to four family dwellings and/or second home financing
  • Refinance options available
 

Adjustable Rate Mortgages (ARM)

With an adjustable rate mortgage (ARM)1, the loan rate is fixed for an initial period of time, after which it resets periodically. If you’re planning on buying and selling again in a few years, an ARM may be a good fit for you.
 
  • Variety of loan terms and down payment options
  • Designed for one to four family dwellings and/or second home financing
  • Protection from large rate increases with rate caps

USDA Guaranteed Rural Housing

This federally guaranteed loan1 program helps low-to-moderate income buyers who live in rural areas and communities become homeowners. You must meet income and resident eligibility requirements.
 
  • Low to no down payment options
  • Current and first-time home buyers are eligible
  • For primary residence only
 
Learn more about the Wisconsin income eligibility and home purchase information by visiting USDA Rural Housing's website or simply call us and we’ll tell you!
 
 

Construction Loans

Ready to build? Finance1 with a bank that understands home construction!
 
  • Interest only payments during construction period
  • Pay only on what you borrow as the project progresses
  • Refinance options upon completion of construction
 
Get started with our construction checklist! When you are almost done with your new build, use our pre-closing checklist during your walk-through with your builder.
 
 
 

Land Purchase Loans

Future Building Site

Found the perfect building site? Buy it now and build later! 
 
  • No down payment required
  • Purchase1 up to 40 acres
  • For primary residence only

Recreational Land Loans

Looking for land for hunting, fishing, or other outdoor activities? Whether it's a few acres or a few hundred acres, each situation is unique. Finance1 your adventure with AbbyBank! 

Home Equity Options

Home is where it counts! Whether it’s for a vehicle purchase, home improvements or that trip of a lifetime, take advantage of your home’s equity however you see fit!

Home Equity Loans

With a Home Equity loan1, lock in the interest rate and feel secure knowing what your payments are each month.
 
  • Borrow up to 90% of your home’s value, minus the outstanding mortgage balance

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is a revolving line of credit1 secured by your primary residence, which allows you to borrow and repay on a revolving basis. With an equity line, you can borrow as much or as little as you need, whenever you need it, up to 90% of the current value of your home, minus the amount owed on your AbbyBank first mortgage loan.

As you repay the outstanding balance on the HELOC, the amount of credit available to you is replenished, giving you the opportunity to borrow the funds again as needed – much like a credit card.

 

¹All loans are subject to credit approval