Find the card that’s right for you!

Partnering with Elan Financial Services®, AbbyBank can provide an array of credit card options whether you’re looking for rewards, to pay down balances, or build credit. No matter which card you choose, you’ll enjoy important features like:
 
  • Added security with EMV smart chip technology
  • Convenient mobile payment capability
  • Zero Fraud Liability¹
  • Plus, much more!
Must be 21 or older to apply online. If you are under 21, request a paper application.

 
 

 

Pay Down Balances

Visa® Platinum Card

 
  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
 
 

 

Flexible Cash Rewards

Cash Rewards American Express® Card

 
  • 3% cash back2 on the first $6,000 in eligible net purchases made each year at gas stations3,5
  • 2% cash back on eligible supermarket net purchases2
  • 1% cash back on all other eligible net purchases2
  • $25 cash back awarded after first purchase4
 
 
 

 

Rewards to Use the Way You Want

Visa® Real Rewards Card

 
  • Earn 1.5 points monthly for every $1 spent on eligible net purchases (equal to 1.5% cash back)6
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards5
  • 2,500 bonus rewards points awarded after first purchase4, redeemable for $25 cash back, merchandise, gift cards or travel savings
 
 

  

Premier Rewards American Express® Card

 
  • Earn 4 points for every $1 spent on eligible net restaurant purchases7
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas station purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • Plus earn 10,000 one-time bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)4
  • No caps or limits on the points you can earn, plus you have five years to redeem for rewards5
  • Reimbursement for either Global Entry or TSA Pre-check8
 
 
 

 

Build Your Credit

Secured Visa® Card

 
  • Excellent opportunity for someone building or rebuilding credit history9, even if you’ve been turned down for other credit cards
  • A credit line that you determine, based on your deposit10
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account
 
 
 

 

Visa® College Real Rewards Card


  • Excellent opportunity for someone starting a credit history
  • Earn 1.5 points monthly for every $1 spent on eligible net purchases (equal to 1.5% cash back)6
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards5
  • 2,500 bonus rewards points awarded after first purchase4, redeemable for $25 cash back2, merchandise, gift cards or travel savings
 
 

 
1Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
 
2Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles
 
3Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
 
4Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you’re approved for a new Premier Rewards American Express Card, one-time bonus rewards will be awarded after eligible Net Purchases totaling $1,000 or more are made to your account within three months from account opening.
 
5The Elan Reward Program is subject to change. Rewards are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all your Points, if your account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
 
6Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
 
7Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
 
8Certain limitations and restrictions may apply. Further details are available in your Guide to Benefits that will be provided to you with your card.
 
9Late payments and going over the credit limit may damage your credit history.
 
10Your credit limit will be equal to the amount of your security deposit. A minimum security deposit of $300 is required ($5,000 maximum).
 
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.