As easy as 1, 2, 3 - and maybe 4 and 5.

It's called a CD Ladder because each certificate you open is one step - usually a year - longer than the rest. By opening multiple CDs - for example, with savings terms of 1, 2, 3 and 4 years - you benefit from the higher rates of the longer term certificates and the liquidity of the shorter term ones. This calculator can help you simulate the returns from a variety of ladder set-ups, to see which one offers your desired results.

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CD Ladder Calculator

Use this calculator to examine the benefits of investing in a series of Certificates of Deposit with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD.

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For more information about these financial calculators please visit: Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

AbbyBank is a full-service financial institution with Wisconsin locations in Abbotsford, Appleton, Gresham, Medford, Shawano, Wausau, Weston and Withee.