Money Smart is a free of charge financial education curriculum from the FDIC for individuals of all ages and areas served. It was designed to help people increase financial skills and help low- to moderate-income individuals manage their finances.


Covers basic financial topics such as:
  • Description of deposit and credit services offered by financial institutions
  • Choosing and maintaining a checking account
  • Spending plans
  • Importance of saving
  • How to obtain and use credit effectively
  • Basics of building or repairing credit

Older Adults

Provides new information and resources for older adults and their caregivers such as:
  • Common types of fraud and scams
  • Identity theft, including medical identity theft
  • How to prevent elder financial abuse
  • Ways to keep your information safe and secure with advanced planning
  • Planning for unexpected life events
  • How to be financially prepared for disasters

Young Adults

Helps teens learn basic financial topics such as:
  • Basics of handling money and finances
  • How to create positive relationships with financial institutions


Introduces Elementary School Students to key personal finance concepts such as:
  • “Paying yourself first”
  • “Want versus needs”
  • Other important lessons

Small Businesses

Introduces topics related to starting and managing a business, including ones such as:
  • Is owning a business a good fit for you?
  • Planning for a healthy business
  • Managing cash flow
  • Organization types
  • Risk management
  • Time management
  • Financial management
  • Record keeping
  • Insurance
  • Credit reporting
  • Tax planning and reporting
  • Selling a small business and succession planning
  • Banking services available for small businesses

Click here or more information on the Money Smart Modules and to get the curriculum.