Overdraft Solutions

Life happens, feel safe knowing you won’t be caught off-guard again. AbbyBank has two overdraft solutions that allow you to protect yourself from overdraft fees.
 

Automatic Transfer Service

Link a checking account to another AbbyBank account1 for an automatic funds transfer2 when an overdraft occurs. Avoid overdraft and insufficient fund fees as well as possible negative effects on your credit score by utilizing an automatic transfer service.
 
  • Transfers in $100 increments
  • No daily or per transfer fees
  • No repayment necessary
 

Overdraft Protection (ODP) Account

Link a checking account to a pre-approved line of credit3 that will automatically transfer2 funds to your checking account when an overdraft occurs, if funds are available.
 
  • Transfers in $100 increments (based on available limit)
  • No daily or per transfer fees
  • Repayment required plus interest
 
The best advice for managing your checking account is to monitor your spending. You can check your balance daily with AbbyBank's eBanking or Mobile Banking any time of the day. Set up balance alerts, available in text, email, or online banking, to alert you when your balance falls below your set threshold. If your account is overdrawn, you can avoid an overdraft charge by making a deposit the same day within normal banking hours to put your account in positive standing.
 
For more information on avoiding overdraft fees, visit our FDIC Consumer Assistance & Information page.
 
Unsure which overdraft solution is right for you? Ask a Personal Banker to go over the options available to you! For more information, contact us.
 
1Certain account types have transaction limitations; please speak to a Personal Banker to determine whether transaction limitations apply.
2An annual fee applies.
3All ODP accounts are subject to credit approval.