Typically, AbbyBank does not waive overdraft fees. However, you can avoid overdraft fees by keeping track of your account balance, so you don't write a check or use your debit card when there aren't enough funds in the bank account. AbbyBank customers often connect a savings account to their checking account in case they inadvertently attempt to withdraw more funds than are available leaving them a negative balance. The funds will automatically transfer from the savings account to their checking to avoid the overdraft fee. Another option is an Overdraft Protection (ODP) loan. This is a preapproved loan where the available funds will transfer to the checking to avoid the overdraft fee. There is an annual fee for the ODP and any funds advanced are assessed interest.
AbbyBank offers a free Personal Finance
tool that can help you manage your finances. It allows you to view all your internal AbbyBank accounts along with external bank accounts all in one place. It is a real-time aggregation of your accounts that helps you control and track your spending, create budgets and goals, and manage debt.