Life happens, feel safe knowing you won’t be caught off-guard again. AbbyBank has two overdraft solutions that allow you to protect yourself from overdraft fees.

Automatic Transfer Service

Avoid overdraft and insufficient fund fees as well as possible negative effects on your credit score by utilizing AbbyBank's automatic transfer service. For example, you can link your savings1 account to your checking account for automatic transfers to avoid an overdraft. 
  • Transfers in $100 increments
  • No repayment necessary
  • Fee only applies if a transfer occurs2

Overdraft Protection (ODP) Account

Link a checking account to a pre-approved line of credit3 that will automatically transfer available funds to your checking account to avoid an overdraft.
  • Transfers in $100 increments (based on available limit)
  • No daily or per transfer fees4
  • Repayment required plus interest
The best advice for managing your checking account is to monitor your spending. You can check your balance daily with AbbyBank's eBanking or Mobile Banking any time of the day. Set up balance alerts, available through text, email, or online banking, to alert you when your balance falls below your set threshold. If your account is about to overdraw, you can avoid an overdraft charge by making a deposit the same day within normal banking hours to avoid the overdraft.
For more information on avoiding overdraft fees, visit our FDIC Consumer Assistance & Information page.
Unsure which overdraft solution is right for you? Ask a Personal Banker to go over the options available to you! For more information, contact us.
1Certain account types have transaction limitations; please speak to a Personal Banker to determine whether transaction limitations apply.
2A per transfer fee applies.
3All ODP accounts are subject to credit approval.
4An annual fee applies.